Disputing a debt won’t make it go away
Of all things regarding “debt relief” that piss me off, none do so more than false advertising and demonstrably false claims. I’ve addressed a...
Category: Debt
So close to getting it right
Article: What’s the Statute of Limitations on Credit Card Debt? A lot of articles get debt collection wrong in some way or another. I’ve yet to find...
Student loans and lender risk
Bankruptcy tends to make lenders more cautious when it comes to making loans. The prospect of borrowers going into default and declaring bankruptcy makes lender...
Credit card lawsuits
Wow it’s been a long time since I’ve addressed debt collections. There really isn’t a whole lot to say, though. Things are pretty straightforw...
Stop blaming the tariffs
From Case Labs’ website: Text for those with accessibility technologies: We are very sad to announce that CaseLabs and its parent company will be closing ...
Supreme Court declares debt buyers immune to FDCPA
In all the years I’ve been writing on debt and debt collections in the United States, I and everyone else who has written on the topic has had the same pr...
No reason to fear debt, unless you listen to Dave Ramsey
On a forum I frequent was posted a list of books that couples should read before they are married. One of them was Dave Ramsey’s Total Money Makeover. In ...
Integrating budgeting and accounting with GnuCash
There are a lot of approaches to budgeting and personal financial management, it seems. Some are rather complicated, while others make you wonder whether their ...
The National Debt does exist
Mike Norman over at The Street recently shat out an article called “The National Debt: Why fret over something that doesn’t exist?” And how do...
Still more debt advocacy
Once again I encounter another article describing why a person should not seek to pay off their mortgage quickly. This time it’s Deborah Kearns of NerdWal...