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Category: Debt

Debt/Mortgage

Rent or Buy, revisited

Posted on July 12, 2021 by Kenneth Ballard / 0 Comment

I’ve owned my home for about two (2) years now. Prior to that, I rented for a little over 14 years straight. Lately I’ve been seeing a lot of memes ...

Debt

Infinity Consumer Services

Posted on February 12, 2021 by Kenneth Ballard / 0 Comment

In a previous article I wrote about American Debt Enders and their “Debt Dispute Program”. It seems since that article went live, the company has do...

Debt/Democrat platform

The unspoken side of student loan forgiveness

Posted on November 19, 2020 by Kenneth Ballard / 0 Comment

Ah student debt cancellation. Typically there are two camps to this. Those in favor who say “It’ll help the economy!” and those against who ty...

Debt

Disputing a debt won’t make it go away

Posted on January 1, 2020 by Kenneth Ballard / 0 Comment

Of all things regarding “debt relief” that piss me off, none do so more than false advertising and demonstrably false claims. I’ve addressed a...

Debt

So close to getting it right

Posted on September 7, 2019 by Kenneth Ballard / 0 Comment

Article: What’s the Statute of Limitations on Credit Card Debt? A lot of articles get debt collection wrong in some way or another. I’ve yet to find...

Debt/Politics

Student loans and lender risk

Posted on July 23, 2019 by Kenneth Ballard / 0 Comment

Bankruptcy tends to make lenders more cautious when it comes to making loans. The prospect of borrowers going into default and declaring bankruptcy makes lender...

Debt

Credit card lawsuits

Posted on December 8, 2018 by Kenneth Ballard / 0 Comment

Wow it’s been a long time since I’ve addressed debt collections. There really isn’t a whole lot to say, though. Things are pretty straightforw...

Debt/Politics

Stop blaming the tariffs

Posted on August 12, 2018 by Kenneth Ballard / 0 Comment

From Case Labs’ website: Text for those with accessibility technologies: We are very sad to announce that CaseLabs and its parent company will be closing ...

Debt/Supreme Court

Supreme Court declares debt buyers immune to FDCPA

Posted on June 12, 2017 by Kenneth Ballard / 0 Comment

In all the years I’ve been writing on debt and debt collections in the United States, I and everyone else who has written on the topic has had the same pr...

Debt

No reason to fear debt, unless you listen to Dave Ramsey

Posted on April 25, 2017 by Kenneth Ballard / 0 Comment

On a forum I frequent was posted a list of books that couples should read before they are married. One of them was Dave Ramsey’s Total Money Makeover. In ...

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