Disputing a debt
One topic that gets intermittent discussion with regard to debt collections is debt validation. And lesser discussed still is how to exercise this statutory rig...
Category: Debt
More crap about debt collectors
I’ve said it before and I’ll say it again: I wonder how many of those who write articles about debt collectors and collections have actually been th...
How not to communicate with a debt collector
The Consumer Financial Protection Bureau has recently released letter templates that consumers can allegedly use in their communication with debt collectors. Of...
5 Steps for Funding Your Kid’s College Education
One thing that I find rather troubling is this persistent idea that parents must pay for their kid’s college education. Recently Nicole Seghetti, a contri...
Ignore your credit score
I am continually amazed at the number of "financial experts" out there who all talk about postponing debt repayments as a means of building wealth. An...
More debt advocacy
Apparently lost on financial planners and financial commentators is the fact that paying off debt is the only guaranteed way to increase your overall wealth. Ev...
Indebtedness necessary for future financial security?
Let me pose a question: in what universe is taking on debt considered a key to financial security? Quoting Credit.com’s Shelby Bremer recent article, &quo...
Advocating staying in debt
Why do financial advisers seem to constantly advise people to stay in debt? Recently Adam Hatter wrote a story on Yahoo! Finance detailing how he and his wife p...
Right step, wrong reasons
Oftentimes it is suggested that the first thing to do when starting a debt reduction plan, or repayment plan, is to obtain your credit report and credit scores....
Hardly stern advice
Reuters blogger Linda Stern recently wrote an article regarding financial decisions that can wait. Many of the items listed in the article are things beyond any...